Financial Crisis Inquiry Commission (FCIC)
Resources from 2002
Home Mortgage Lender Settles "Predatory Lending" Charges, United States: Federal Trade Commission (FTC)
Credit Suisse Report Merrill Lynch Investment Managers, Credit Suisse
What ifs in ABS CDOs?, Michael Gibson
Speech by Comptroller of the Currency, John D. Hawke, Jr., Before the Women in Housing and Finance, John D. Hawke
AIG PWC Memorandum from Habayeb Regarding Regulatory Capital Transactions, Elias Habayeb
Friendly Watchdog, Jess Bravin and Paul Beckett
Remarks by Governor Edward M. Gramlich At the Housing Bureau for Seniors Conference on Predatory Lending, Edward M. Gramlich
OFHEO Fannie Mae Report of Examination, 2002, United States: Office of Federal Housing Enterprise Oversight (OFHEO)
OFHEO Freddie Mac Report of Examination, Scott G. Calhoun
Wilmarth The Transformation of the US Financial Services, Art Wilmarth
Resources from 2001
Truth in Lending (Federal Register Volume 66, number. 245), Federal Reserve System
FRB Predatory Lending, Federal Reserve System: Board of Governors
Critics Unsatisfied (American Banker), Erick Bergquist
FRB Letter from Robert deV Frierson to Carl V Howard at Citi Re a response to the request by Citigroup for an exemption from section 23A of the Federal Reserve Act, Robert deV. Frierson and Citigroup, Inc.
Minutes of the Board of Governors of the Federal Reserve System amended proposal by Citigroup to acquire Grupo Financiero Banamex and its subsidiaries, Alan Greenspan and Edward M. Gramlich
Clarkson Email to Bankole at el re June YTD AFG, Brian Clarkson
Moodys Brian Clarkson Email Regarding June YTD AFG by Analyst, Brian Clarkson
Minutes of the Board of Governors of the Federal Reserve System regarding CitiGroup Inc.'s Application to acquire European American Bank, Alan Greenspan and Edward M. Gramlich
Housing In the New Millennium: A Home Without Equity Is Just a Rental With Debt, Joshua Rosner
FRBNY Email From Katie S Cox to Nardolili Robinson Wiederhom Waldron Smith Fleet and Mikes Re Citi Banamex AI compliance questions, Katie S. Cox and Lily Tham
New Century 2000 10-K, New Century Financial Corporation
Remarks by Governor Edward M. Gramlich Regarding Predatory Lending, Edward M. Gramlich
Minutes of the Board of Governors of the Federal Reserve System Regarding a Bank Supervisory Matter-- Request by Citigroup Inc, Alan Greenspan; Roger W. Ferguson, Jr; Laura Kelly; Kevin Gerald Meyer; Edward M. Gramlich; Jeh Johnson; Robert deV. Frierson; Richard Spillenkothen; Roger Cole; Norah Barger; and Barbara J. Bouchard
FRB Summary of Supervisory Activity and Findings on Citi, Homer Hill III and Federal Reserve System: Board of Governors
The Crisis of 1998 and the Role of the Central Bank, David A. Marshall
Letter From Arne Christenson to Robert Seiler regarding Comments on OFHEO Systemic Risk Report, Arne Christenson
Letter from Golding to Seiler, regarding Freddie Mac's Comments on OFHEO Systemic Risk Report, Edward L. Golding
Blanchard and Simon, The Long and Large Decline in U.S. Output Volatility, Olivier Blanchard and John Simon
FRB Summary of Supervisory Activity and Findings 2001-01-01 - 2001-12-31 on Citi, Homer Hill III, Federal Reserve System: Federal Reserve Bank of New York, and Thacher Proffitt & Wood
HUD's AFFORDABLE LENDING GOALS FOR FANNIE MAE AND Freddie Mac - Issue Brief No. V, United States: Department of Housing and Urban Development: Office of Policy Development and Research (PD&R)
OFHEO Fannie Mae Report of Examination, 2001, United States: Office of Federal Housing Enterprise Oversight (OFHEO)
OFHEO Freddie Mac Report of Examination, Scott G. Calhoun
United States Department of Housing and Urban Development Fall Newsletter, United States: Department of Housing and Urban Development (HUD)
Resources from 2000
First the put; then the cut, Economist, The
FRB Memo re The Problem with Predartory Lending and the Home Ownership and Equity Protection Act (HOEPA), Federal Reserve System: Board of Governors
Fannie Mae and Minority Lending: Assessment and Action Plan, Barry Zigas
Fannie Mae Presentation on Minority Lending - Assessment and Action Plan, Barry Zigas and Federal National Mortgage Association (Fannie Mae)
HUD Announces New Regulations to Provide $2.4 Trillion in Mortgages for Affordable Housing, United States: Department of Housing and Urban Development (HUD)
HUD's Regulation of the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) Final Rule - Part Two, United States: Department of Housing and Urban Development (HUD)
HUD's Regulation of the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac)- Part one, United States: Department of Housing and Urban Development (HUD)
James S. Gorelick Remarks at the National Community & Economic Development Conference, Jamie S. Gorelick
Along with a Lender, Is Citigroup Buying Trouble, RICHARD A. OPPEL Jr. and PATRICK McGEEHAN
FRB Memo from Beverly Smith and Phil Daher to Governor Gramlich Re Citigroup Associates First Capital Corporation Proposal, Beverly Smith and Philip Daher
FRB Letter to Carl V Howard at Citi, Robert deV. Frierson
Moody's Approach to Rating Multisector CDOs, Jeremy Gluck and Helen Remeza
Moody's Approach to Rating Multisector CDOs (Moody's Special Report), Jeremy Gluck and Helen Remeza
Federal Reserve Board Memo from Dolores Smith and Glenn Loney re Compliance Inspection, Dolores S. Smith and Glenn Loney
Public Hearing on Home Equity Lending Transcript, Diane Cameron and Edward M. Gramlich
Excerpt from HUD's The National Homeownership Strategy: Chapter 1 - Partners in the American Dream, Henry Cisneros
John Taylor Letter to the OTS re Responsible Alternative Mortgage Lending, John B. Taylor
NYSID Letter to Starr International Inc. Regarding Credit Default Option Facility, Rochelle Katz
Treasury and HUD Report- Curbing Predatory Home Lending, United States: Department of Housing and Urban Development (HUD) and U. S. Department of the Treasury
New Century 1999 10-K, New Century Financial Corporation
OFHEO Freddie Mac Report of Examination, Scott G. Calhoun
Quicken Loans First To Offer FHA Home Mortgages Nationally On The Internet, Intuit Inc.
Case Study Countrywide Home Loans, Inc., David Listokin, Elvin K. Wyly, Larry Keating, Kristopher M. Rengert, and Barbara Listokin
Emerging Problems With The Basel Capital Accord: Regulatory Capital Arbitrage and Related Issues, David Jones
OFHEO Fannie Mae Report of Examination, 2000, United States: Office of Federal Housing Enterprise Oversight (OFHEO)
OFHEO Freddie Mac Report of Examination, Scott G. Calhoun
Resources from 1999
The Making of a Law Q & A with Edward Yingling (ABA Banking Journal), American Bankers Association: Banking Journal and Edward Yingling
Large Bank Mergers Fair Lending Review (GAO), United States: Government Accountability Office (GAO)
Over the Counter Derivatives Markets and the Commodity Exchange Act (PWG on Financial Markets), United States: The White House: President's Working Group on Financial Markets' (PWG), Lawrence Summers, Arthur Levitt, Alan Greenspan, and William J. Rainer
Kathleen Day WPost Article Reinventing the Bank, United States: Financial Crisis Inquiry Commission (FCIC) and Kathleen Day
Remarks by Chairman Alan Greenspan, The Evolution of Bank Supervision, Alan Greenspan
Interagency Guidance on High LTV Residential Real Estate Lending, Emory W. Rushton, Richard Spillenkothen, James L. Sexton, and Richard M. Riccobono
Long-Term Capital Management Greater Attention on Systemic Risk (GAO), United States: Government Accountability Office (GAO)
Remarks by Chairman Alan Greenspan Regarding The Global Crises, Alan Greenspan
FDIC Announces Receivership of First National Bank of Keystone, United States: Federal Deposit Insurance Corporation (FDIC)
Cuomo Announces Action to Provide $2.4 Trillion in Mortgages for Affordable housing for 28.1 Million Families, Andrew M. Cuomo
Fannie Memo re HUD Housing Goals Options, Kirk Bell, Mary Kinney, Patria Kunde, and Paul Weech
Hedge Funds, Leverage, and the Lessons of Long-Term Capital Management (PWG on Financial Markets), Robert Rubin, Alan Greenspan, Arthur Levitt, and Brooksley Born
Fannie Mae 1999 National Advisory Council Presentation on HUD Goals, Barry Zigas and Federal National Mortgage Association (Fannie Mae)
Remarks by Chairman Alan Greenspan Regarding Financial Derivatives, Alan Greenspan
Expanded Guidance for Subprime Lending Programs from the OCC, FRB, FDIC, and OTS, United States: Department of the Treasury: Office of the Comptroller of the Currency (OCC), Federal Reserve System, United States: Federal Deposit Insurance Corporation (FDIC), and United States: Department of the Treasury: Office of Thrift Supervision
Interagency Guidance on Subprime Lending (FRB, FDIC, OCC, OTS), United States: Federal Deposit Insurance Corporation (FDIC), Federal Reserve System: Board of Governors, United States: Department of the Treasury: Office of the Comptroller of the Currency (OCC), and United States: Department of the Treasury: Office of Thrift Supervision
The Committee to Save the World, Time Magazine
The ABCP Market in the Third Quarter of 1998 (Moody's Special Report), Ann Joyce Holtwick
OFHEO Fannie Mae Report of Examination, 1999, United States: Office of Federal Housing Enterprise Oversight (OFHEO)
Resources from 1998
The Global OTC Derivatives Market at End-June 1998, Bank for International Settlements (BIS)
The Federal Reserve Board Wells Fargo Press Release, Federal Reserve System: Board of Governors
Chairman Alan Greenspan on LTCM (US House Testimony), Alan Greenspan
STATEMENT BY WILLIAM J. McDONOUGH, PRESIDENT FEDERAL RESERVE BANK OF NEW YORK BEFORE THE COMMITTEE ON BANKING AND FINANCIAL SERVICES U.S. HOUSE OF REPRESENTATIVES OCTOBER 1, 1998, William J. McDonough
STATEMENT BY WILLIAM J. McDONOUGH, PRESIDENT FEDERAL RESERVE BANK OF NEW YORK BEFORE THE COMMITTEE ON BANKING AND FINANCIAL SERVICES U.S. HOUSE OF REPRESENTATIVES OCTOBER 1, 1998, William J. McDonough
Subprime Home Equity Industry Outlook - The Party's Over (Moody's), Thomas E. Foley and Standard & Poor's Financial Services LLC
Southern Pacific Funding 8-K, Southern Pacific Funding Corporation
Southern Pacific Funding 8-K(2), Southern Pacific Funding Corporation
Federal Reserve Board Approves the Merger of Bank Holding Companie, Federal Reserve System: Board of Governors
FRB Memorandum to Board Of Governors from Division of Consumer and Community Affairs, Helen M. Troy and Tracy K. Anderson
Brooksley Born Testimony Regarding the Over-the-Counter Derivatives Market, Brooksley Born
Chairman Alan Greenspan OTC Derivavies (HouseTestimony), Alan Greenspan
FRB and HUD Joint Report Concerning Reform to the Truth in Lending Act and the Real Estat, United States: Department of Housing and Urban Development (HUD) and Federal Reserve System: Board of Governors
O'Neill Remarks before the Conference on Appraising Fannie and Freddie, June E. O'Neill
Joint Statement by Treasury Secretary Rubin, Federal Reserve Board Chairman Greenspan, and SEC Chairman Levitt, Robert Rubin, Alan Greenspan, and Arthur Levitt
FRB Memo Griffith L. Garwood to the Committee on Consumer and Community Affairs, Griffith L. Garwood
Federal Reserve Consumer Affairs Letter CA 98-1 (To the Officers and Managers in Charge), Griffith L. Garwood
Remarks by Chairman Alan Greenspan Regarding Economic Development in Low and Moderate Income Communities, Alan Greenspan
Summary of Investigation by the CFTC's Division of Enforcement FY1998, United States: Commodity Futures Trading Commission (CFTC)