Financial Crisis Inquiry Commission (FCIC)
Resources from 2004
Fannie Mae Presentation to HUD- HUD's Proposed Housing Goals, Federal National Mortgage Association (Fannie Mae)
Cascade Funding 1 CDO Pitchbook, Terwin Money Management LLC
Federal Reserve Board Issues an Order to Cease and Desist and Order of Assessment of Civil Money Penalty against Citigroup Inc., Federal Reserve System: Board of Governors
FRB Letter from Division of Banking Supervision and Regulation and Legal Division to Jennifer J Johnson Re Issuance of Consent Order Under Delegated Authority, Richard M. Ashton
OFHEO Memorandum from Perkins Re 2003 Fannie Mae Examination Activity Exceptions, Marietta Perkins
Interagency Statement on Sound Practices Concerning Complex Structured Finance Activities, United States: Department of the Treasury: Office of Thrift Supervision, Federal Reserve System, United States: Federal Deposit Insurance Corporation (FDIC), and United States: Securities and Exchange Commission (SEC)
ACA ABS 2004-1 CDO Pitchbook, ACA Management Group, LLC
Apgar and Fishbein, Changing Industrial Organization, William C. Apgar and Allen J. Fishbein
In the Matter of Citigroup Inc and CitiFinancial Credit Company Order to Cease and Desist and Order of Assessment of a Civil Money Penalty Issued Upon Consent, Federal Reserve System: Board of Governors
FRBNY Letter from Joan Johnson to Michelle Sims Re inspection report, Joan Johnson and Homer Hill III
Letter from Dougalz Holtz-Eakin to Richard Shelby Regarding Updated Estimates of the Subsidies to the Housing GSE, Douglas Holtz-Eakin
Lakeside II CDO Offering Circular, Merrill Lynch International and Bear Stearns Companies, Inc.
FRBNY Letter from Joan Johnson to Michelle Sims Re examination letter report conducted by examiners for the Federal Reserve Bank of New York, Joan Johnson and Homer Hill III
OCC Findings from Staehle to Frake Regarding Fixed Income Derivatives Examination, Daniel C. Staehle
FRB Transcipt of the Consumer Advisory Council Meeting, Agnes Bundy Scanlan, Mark Pinsky, Dennis L. Algiere, Janie Barrera, Kenneth P. Bordelon, Susan Bredehoft, Shiela Canavan, Robin Coffey, Anne Diedrick, Dan Dixon, Hattie Dorsey, Thomas P. FitzGibbon, Charles R. Gatson, James W. King, Ruhi Maker, Patricia McCoy, Elsie Meeks, Bruce B. Morgan, Debra S. Reyes, Benson Roberts, Benjamin Robinson III, Mary Jane Seebach, Paul J. Springman, Forrest F. Stanley, Lorie R. Swanson, Diane Thompson, Hubert Van Tol, Clint Walker, Dolores S. Smith, Edward M. Gramlich, Ben S. Bernanke, and Susan Bies
New Century 2003 10-K, New Century Financial Corporation
AIG Memo from William Shirley to Robert Lewis regarding Transaction Approval of Merrill Lynch Credit Derivative, William Shirley
Moody's Corporation 2003 10-K, Moody's Investor Service
Glacier Funding I CDO Offering Circular, Merrill Lynch International
Lehman Brothers Letter to the SEC, Joseph Polizzotto and David A. DeMuro
Glacier Funding I CDO Term Sheet, Merrill Lynch International
Lakeside II CDO Pitchbook, Vanderbilt Capital Advisors LLC
Lakeside II CDO Term Sheet, Merrill Lynch International
Speech by Govenor Bernanke on the Great Moderation, Ben S. Bernanke
Comments of Deutsche Bank AG and Deutsche Bank Securities Inc, Richard H. Walker and Charles Von-Arentschildt
Office of Thrift Supervision comments on S7-21-03, James E. Gilleran
Testimony of Alan Greenspan Before the Committee on Financial Services on Monetary Policies, Alan Greenspan
Glacier Funding I CDO Pitchbook, Terwin Money Management LLC
The Effect of Mortgage Broker Compensation Disclosures on Consumers and Competition: A Controlled Experiment, James M. Lacko and Janis K. Pappalardo
CountryWide Fourth Quarter 2003 Earnings Call Trancript, Angelo Mozilo, Bob Napoli, Stanford L. Kurland, Mike McMahon, Keith McLaughlin, Eric Wasserstrom, David Sambol, Brad Ball, Angeloe Mazilo, Mike Vinciquerra, Jonathan Gray, Bruce Harting, Paul Miller, Robert Hottensen, Vincent Daniel, Ed Groshans, Joel Houck, Lawrence Kam, Matthew Lindenbaum, and Hai Vu
Federal Register Vol. 69, No. 8: Rules and Regulations, United States: Securities and Exchange Commission (SEC)
Remarks by Chairman Alan Greenspan At the Meetings of the American Economic Association On isk and Uncertainty in Monetary Policy, Alan Greenspan
Countrywide McMurry Email re Credit Risk, John McMurray
GAO Predatory Lending Report to the Special Committee on Aging, U.S. Senateon Aging, United States: Government Accountability Office (GAO)
Independence V CDO Pitchbook, Declaration Management & Research LLC
Independence V CDO Term Sheet, Merrill Lynch International
OFHEO Fannie Mae Report of Annual Examination, 2004, United States: Office of Federal Housing Enterprise Oversight (OFHEO)
OFHEO Freddie Mac Report of Annual Examination, 2004, United States: Office of Federal Housing Enterprise Oversight (OFHEO)
OFHEO Report of Examination- Freddie Mac, United States: Office of Federal Housing Enterprise Oversight (OFHEO)
Permanent Subcommittee on Investigations Incentive Plan 2004 Long Beach Mortgage Production Ex 59a, Washington Mutual, INC.
Resources from 2003
OFHEO Freddie Mac Special Report of Annual Examination, United States: Office of Federal Housing Enterprise Oversight (OFHEO)
American Securitization Forum Letter to OTS, Dwight Jenkins, Greg Medcraft, Jason H.P. Kravitt, and Vernon H.C. Wright
State St Letter to OTS, John R. Towers
Countrywide Loan Program Guide- Non-Conforming COFI, MTA, or LIBOR, Countrywide Financial Corporation
Govenor Gramlich Speech on Predatory Lending At the Texas Association of Bank Counsel 27th Annual Convention, Edward M. Gramlich
Roger W. Ferguson Speech, On The Future of Financial Services - Revisited, At the Future of Financial Services Conference, Roger W. Ferguson Jr.
FRB Email from Katie S Cox to Beverly Smith Re New Filing Citigroup Inc Citi Financial Mortgage, Katie S. Cox, Betsy Cross, and Robin Whidbee
Permanent Subcommittee on Investigations Washington Mutual Option ARM Focus Group Phase I and II Ex 35 and 36, David Teal; Cynthia Baker; and Washington Mutual, INC.
ISDA Master Agreement between AIG and Goldman Sachs, American International Group, Inc. (AIG) and Goldman Sachs
OCC Treasury Proposed Rule Bank Activities, Real Estate Lending, United States : Department of Agriculture : Rural Development Agency : Utilities Service and United States: Department of the Treasury: Office of the Comptroller of the Currency (OCC)
FRBNY Letter from Frank P Sabato to Michelle Sims Re report conducted by examinere for the Federal Reserve Bank of New York, Homer Hill III and Frank P. Sabato
Citigroup Written Agreement Between Citigroup and the Federal Reserve Bank of New York, Michael S. Helfer and William Rutledge
Formal Agreement between Citibank and the Office of the Comptroller of the Currency, Alan MacDonald, Marjorie Magner, Michael Masin, Deryck Maughan, William Rhodes, Onno Ruding, Petros Sabatacakis, Todd Thomson, Robert B. Willumstad, and Doug Roeder
AIG Valuation - Intra-Period Collection Account Report, ABN AMRO CDO Trust Services
Chairman of U.S. Securities & Exchange Commission, William H. Donaldson Testimony Concerning Global Research Analyst Settlement Before the Senate Committee on Banking, Housing and Urban Affairs, William H. Donaldson
Fannie Mae Manufactured Housing Securities Status Report, Federal National Mortgage Association (Fannie Mae)
FRB Email from Charles S Fleet to Pat Robinson Re Citigroup litigation reports, Charles S. Fleet, Pat Robinson, Michael Campbell, Robert E. Cook, and David H. Evans
Moody's Mortgage Metrics - A Model Analysis of Residential Mortgage Pools (Moody's Special Report), Jay Siegel
Fannie Mae 2002 10-K, Federal National Mortgage Association (Fannie Mae)
Fannie Mae Conseco Manufactured Housing Business- Data Gaps Lessons Learned, Federal National Mortgage Association (Fannie Mae)
Moodys Bonus Letter to Kolchinsky from Rutherfurd, John Rutherfurd Jr.
Fannie Mae Presentation- The HUD Housing Goals, Federal National Mortgage Association (Fannie Mae)
2002-Berkshire-Hathaway-Letter From Warren E. Buffett, Warren Buffet
Joint Letter from OCC and FRBNY to Citi Risk Managers, Homer Hill III and Eugene A. Jacobi, Jr.
Fannie Mae Memo Adolfo Marzol to Timothy Howard and Dan Mudd re Quarterly Risk Assessment YE 2002, Adolfo Marzol
Action Plan for the Housing Goals Rewrite, Federal National Mortgage Association (Fannie Mae)
Fannie Mae's Role in Affordable Housing Finance Presentation to HUD, Federal National Mortgage Association (Fannie Mae)
FISHTAIL, BACCHUS, SUNDANCE, AND SLAPSHOT: FOUR ENRON TRANSACTIONS FUNDED AND FACILITATED BY U.S. FINANCIAL INSTITUTIONS, United States: Congress: Senate: Committee on Homeland Security & Governmental Affairs: Permanent Subcommittee on Investigations (PSI)
Moodys Follow Up Exhibits- Structured Finance Ratings Part A, Julia Tung
Resources from 2002
Minutes of Citi NY Capital Markets Approval Committee Regarding Meeting Approving Liquidity Put Option, Jack Burns, Christopher M. Foskett, Michael O'Donnell, Elanor Wagner, Andy Alter, Tim Browne, Jolie Eisner, Ramesh Gupta, Mark Kleinman, Frank Marsigliano, Jessica Palmer, Rob Adrian, K. Anandasagar, Scott Flood, Joe Perrotta, Bob Traficanti, Kurt Vogt, Jo-Anne Williams, Bill Aprigliano, Paul Gregg, Varkey Matthews, Amar Sil, Nick Paraskeva, Martin Lifschutz, Jon Koerner, Rick Caplan, Sandro Zorzi, and Murali Narayan
Draft- OCC GCIB Capital Markets Approval Committee Draft Proposal to establish Liquidity Put Option, Sumit Roy, Doug Warren, Rick Caplan, Jon Koerner, and Raft Khan
Deflation - Making Sure 'It' Doesn't Happen Here (Bernanke Speech at National Economists Club), Ben S. Bernanke
Remarks by Chairman Alan Greenspan Regarding Financial Risk Managment, Alan Greenspan
Testimony of Chairman Alan Greenspan Regarding The Economic Outlook, Alan Greenspan
Minutes of the Board of Governors of the Federal Reserve System Re: Acquisition of CalFed, Federal Reserve System: Board of Governors
Bernanke Asset Bubbles, Ben S. Bernanke
Govenor Ben S. Bernanke Speech, Asset-Price Bubbles and Monetary Policy, Ben S. Bernanke
Letter from the Office of Thrift Supervision Re: Preemption of California Minimum Payment Statute, Carolyn J. Buck
Minutes of the Board of Governors of the Federal Reserve System Re: Citigroup and Enron, Alan Greenspan, Donald L. Kohn, Susan Bies, Ben S. Bernanke, and Edward M. Gramlich
Moodys Market Share Report Email from Michael Zoccoli Regarding the Sept 2002 YTD Distribution, Michael Zoccoli
Citi Settles FTC Charges for Subprime Lending, United States: Federal Trade Commission (FTC)
OOC and FRBNY Letter from Scott N Waterhouse and Homer C Hill to Todd S Thomson Re joint examination of Citigroups Allowance for Loan and Lease Losses, Homer Hill III and Scott N. Waterhouse
Home Mortgage Lender Settles "Predatory Lending" Charges, United States: Federal Trade Commission (FTC)
Credit Suisse Report Merrill Lynch Investment Managers, Credit Suisse
Speech by Comptroller of the Currency, John D. Hawke, Jr., Before the Women in Housing and Finance, John D. Hawke
AIG PWC Memorandum from Habayeb Regarding Regulatory Capital Transactions, Elias Habayeb
Remarks by Governor Edward M. Gramlich At the Housing Bureau for Seniors Conference on Predatory Lending, Edward M. Gramlich
OFHEO Fannie Mae Report of Examination, 2002, United States: Office of Federal Housing Enterprise Oversight (OFHEO)
OFHEO Freddie Mac Report of Examination, Scott G. Calhoun
Wilmarth The Transformation of the US Financial Services, Art Wilmarth
Resources from 2001
Truth in Lending (Federal Register Volume 66, number. 245), Federal Reserve System
FRB Predatory Lending, Federal Reserve System: Board of Governors
FRB Letter from Robert deV Frierson to Carl V Howard at Citi Re a response to the request by Citigroup for an exemption from section 23A of the Federal Reserve Act, Robert deV. Frierson and Citigroup, Inc.
Minutes of the Board of Governors of the Federal Reserve System amended proposal by Citigroup to acquire Grupo Financiero Banamex and its subsidiaries, Alan Greenspan and Edward M. Gramlich
Clarkson Email to Bankole at el re June YTD AFG, Brian Clarkson
Moodys Brian Clarkson Email Regarding June YTD AFG by Analyst, Brian Clarkson
Minutes of the Board of Governors of the Federal Reserve System regarding CitiGroup Inc.'s Application to acquire European American Bank, Alan Greenspan and Edward M. Gramlich