Financial Crisis Inquiry Commission (FCIC)
Resources from 2007
IKB Press Release: Preliminary results for the first quarter (1 April 2007 - 30 June 2007), IKB Deutsche Industriebank AG
SIVs - An Oasis of Calm in the Sub-prime Maelstrom (Moody's Special Report), Henry Tabe
Agencies Announce Pilot Project to Improve Supervision of Subprime Mortgage Lenders, Federal Reserve System: Board of Governors
Fannie Mae Board of Directors Management Report, Federal National Mortgage Association (Fannie Mae)
Federal and State Agencies Announce Pilot Project to Improve Supervision of Subprime Mortgage Lenders, Federal Reserve System: Board of Governors, United States: Department of the Treasury: Office of Thrift Supervision, United States: Federal Trade Commission (FTC), Conference of State Bank Supervisors (CSBS), and American Association of Residential Mortgage Regulators (AARMR)
Merrill Lynch Second Quarter 2007 Earnings Conference Call Transcript, Jonathan Blum, Jeff Edwards, Glenn Schorr, William Tanona, Michael L. Mayo, Richard Bove, Prashant Bhatia, Meredith Whitney, and Douglas Sipkin
Bear Stearns Structured Credit Rating Changes- Downgrades and Exposures Analysis, Misha Mintz
Park Granada LLC - Moody's Structured Finance ABCP Program Review, Moody's Investor Service, Wanda Lee, and Letitia Accarrino
Park Sienna LLC - Moody's Structured Finance ABCP Program Review, Wanda Lee and Debashish Chatterjee
Bear Stearns Email Kerr to Dibari re High Grade Enhanced Leverage Q and A, Evan Kerr and William A. Best III
Federal Reserve Bank Wachovia 2007 Risk Assessment, Richard F. Westerkamp Jr., Stan Poszywak, Danny Elder, Nancy Stapp, Ryan Rehorn, Jeremy Carter, Todd Ryan, Jim Gearhart, and Kevin Littler
S&P Various U.S. First-Lien Subprime RMBS Classes Downgraded, Standard & Poor's Financial Services LLC, Susan Barnes, Robert B. Pollsen, Ernestine Warner, Michael Stock, Monica Perelmuter, Martin Kennedy, Rosario Buendia, Thomas G. Gillis, Adam M. Tempkin, and Chris Atkins
AIG Transcript of phone call between Andrew Forster and Alan Frost, Andrew Forster and Alan Frost
S&PCORRECT: 612 U.S. Subprime RMBS Classes Put On Watch Neg; Methodology Revisions Announced, Standard & Poor's Financial Services LLC
Announcement - Moody's Downgrades Subprime First-Lien RMBS (Moody's Investors Service), Moody's Investor Service
Eisman and Warrack Standard & Poor's Structured Finance Teleconference Transcript, Chris Atkins, David Wyss, Susan Barnes, and Pat Jordan
Citigroup chief stay bullish on buyouts, Michiyo Nakamoto and David Wighton
SEC Risk Management Review of Consolidated Supervised Entities (July 5, 2007), United States: Securities and Exchange Commission: Office of Prudential Supervision and Risk Analysis (OPSRA)
Abacus 2007-AC1 CDO Term Sheet, Goldman Sachs
Ash and Friedman Email re Margin Call with AIG Financial Products, Nicolas B. Friedman and Ilana Ash
Brafman Email to Lehman re Collateral Calls, Lester Brafman and Ram Sundaram
Countrywide McMurray Email to Greg Hendry re Disclosures of Credit Risk Management Policies, John McMurray and Greg Hendry
Merrill Lynch ABS CDO Update Presentation, Bank of America Corporation/ Bank of America Merrill Lynch and Dale Lattanzio
Moody's 2007 Strategic Plan - Ray McDaniel, Raymond McDaniel
Moodys Email from Nicolas Weill to Raymond McDaniel and Brian Clarkson re 2005 Closed End Seconds, Raymond McDaniel, Nicholas Weill, and Brian Clarkson
U.S. Subprime Rating Surveillance Update (Glenn Costello, Fitch Ratings), Glenn Costello
Moody's Investors Service ABCP Program Index- CP Outstanding as of 06-30-2007, Moody's Investor Service
Rhineland Funding Capital Corporation - Moody's Performance Overview, Moody's Investor Service
IKB Restated 2006-2007 Annual Report, G¼nther Br¤unig
Federated Investor Internal Memo Re: Counterparty Risk Committee, Federated Investors: Counterparty Risk Committee
IKB 2006-2007 Annual Report, J¼rgen R. Thumann, Stefan Ortseifen, and Ulrich Hartmann
Testimony of Berenbaum Before the Senate, Ending Mortgage Abuse: Safeguarding Homebuyers, David Berenbaum
Bear Stearns Email from Tom Marano to Warren Spector re HG B/S, Tom Marano and Rich Marin
Fannie Mae Housing Goals Forecast, Federal National Mortgage Association (Fannie Mae)
Bear Stearns Email from Lisa Kwasnowski Re Funding and Liquidity Package May 2007, Lisa Kwasnowski
Federated Email from Bill Jamison Re Bear Stearns Update June 2007, Bill Jamison
Bear Stearns Email from Paul Friedman to Ralph Cioffi Rich Marin Greg Quental and Richie Metrick Re Old Lane, Paul Friedman
Bear Stearns Memo from Bob Upton and John Stacconi to Sam Molinaro Re Liquidity Pool Theory and Sizing, Robert Upton and John Stacconi
SEC Follow Up Exhibits Part B, United States: Securities and Exchange Commission (SEC)
FRB Letter from Barger and Snyder and Van Der Weide and Climent to Board of Governors Re Capital Treatment of Citigroups Margin Loan Portfolio, Jennifer J. Johnson, Norah Barger, Juan C. Cilment, April Snyder, and Mark Van Der Weide
Office of Thrift Supervison Holding Company Report Of Examination of AIG, C.K. Lee and United States: Department of the Treasury: Office of Thrift Supervision
Did Greenspan Add to Subprime Woes, GREG IP
Citigroup Letter from David C Bushnell and Michael S Helfer to John Ruocco Re FRBNY 2006 Summary of Supervisory Activity and Findings for Citigroup Inc, David Bushnell and Michael S. Helfer
Bear Stearns Gregory Quental letter, Greg Quental and Sandra Hong
Bear Stearns Email from Greg Quental to Andrew Donnellan et al, Frederick Shaw, Andrew Donnellan, and Greg Quental
Bear Stearns Asset Management Pricing Committee Minutes 6-5-2007, Gerry Cummins, Jim D'Sidocky, Frank Galdi, John Geissinger, Mary Kay Scucci, Greg Quental, Sam Turvey, Larry Godin, Andrew Donnellan, Ray McGarrigal, Guri Virdi, and Charles Goff
OCC Supervisory Letter to Bank of America, Timothy W. Greenway
Bear Stearns Asset Management Pricing Committee Minutes 6-4-2007, Gerry Cummins, Jim D'Sidocky, Frank Galdi, John Geissinger, Mary Kay Scucci, Sam Turvey, Ralph R. Cioffi, Guri Virdi, and Charles Goff
Bear Stearns Cioffi Email re 4/30 Returns, Ralph R. Cioffi, Robert Ervin, and John Geissinger
Citi Presentation to the SEC Regarding Overall Business and Subprime Exposure, Citigroup, Inc.
Fannie Mae Notes to Single Family Conventional Book Characteristics Report, Federal National Mortgage Association (Fannie Mae)
GAO - Federal Housing Administration - Decline in the Agency's Market Share Was Associated with Product and Process Developments of Other Mortgage Market Participants, Brian D. Montgomery and United States: Government Accountability Office (GAO)
First Quarter 2007 US CDO Review - Climbing the Wall of Subprime Worry (copy), Richard Michalek, Suzanna Sava, and Karie Chen
Ridgeway II Comparison of CSAC Marks vs ABX Marks on RMBS Collateral in Ridgeway II Portflolio, Ridgeway Court Funding II, Ltd
SEC Risk Management Review of Consolidated Supervised Entities (May 31, 2007), United States: Securities and Exchange Commission: Office of Prudential Supervision and Risk Analysis (OPSRA)
Bear Stearns Asset Management Pricing Committee Minutes 5-29-2007, Gerry Cummins, Jim D'Sidocky, John Geissinger, Sam Turvey, Greg Quental, Andrew Donnellan, Guri Virdi, Charles Goff, and Mary Kay Scucci
Email from Goldman Sachs to Bear Stearns re BSAM Marks from GS as of 04/30/07, Goldman Sachs
AIG Credit Risk Committee Meeting Minutes, AIG: Credit Risk Committee
Fannie Mae Minutes of a Board of Directors Meeting, Federal National Mortgage Association (Fannie Mae)
Email from Bear Stearns Asset Management Hedge Fund Product Management re High-Grade Structured Credit Strategies and HGSCS Enhanced Leverage Funds, Ken Mak and Heather Malloy
Bear Stearns Email from Ralph Cioffi Bear Stearns to Matt Tannin, Matthew Tannin, Ralph R. Cioffi, and Ray McGarrigal
Goldman Sachs internal email from Broderick re CDOs-Mortgages, Craig Broderick, David Wildermuth, and Amy Sedita
Bear Stearns Email from Robert Ervin, Robert Ervin
Everquest Financial Ltd. Form S-1, Everquest Financial LTD.
Fannie Mae Housing Goals Audit Team Briefing, Federal National Mortgage Association (Fannie Mae)
OCC Supervisory Letter from Scott Waterhouse to Leat and Watson Re EMEA Structured Credit Derivatives Examination, Scott N. Waterhouse
Freddie Mac Proxy Statement 5-7-2007, Richard F. Syron, Robert E. Bostrom, and Federal Home Loan Mortgage Corporation (Freddie Mac)
Surana email Yoshizawa re 2007 CDO Market Share, Sunil Surana
Draft -Fannie Mae Purchase of AA and A-Rated Sub Prime Private Label Securities - New Business Initiative presented to Credit Risk and Market Risk Committees, Federal National Mortgage Association (Fannie Mae)
FRB Memo from Phyllis L Harwell to Citigroup File Re Citigroup Layoffs, Phyllis L. Harwell
Bear Stearns Asset Management Email from Iris Semic, Iris Semic
Bear Stearns Asset Management Emails re BSAM Marks, Shahram Mahini, Manon Laroche, Ted Counihan, Dhruv Mohindra, Robert Ervin, and Ralph R. Cioffi
Bear Stearns Email re BSAM Marks from Goldam Sachs, Robert Ervin
Bear Stearns Emails from Cioffi re ABACUS marks, Joanmarie Pusateri, Ralph R. Cioffi, and Robert Ervin
Email from Goldman Sachs to Bear Stearns re BSAM Marks from GS as of 04/30/07, Goldman Sachs
Glacier Funding V CDO Pitchbook, Merrill Lynch International
Glacier Funding V CDO Term Sheet, Merrill Lynch International
Merrill Lynch 2007 Proxy Statement, Stan O'Neal and Bank of America Corporation/ Bank of America Merrill Lynch
SEC Bear Stearns High Grade Risk Analysis, Bear Stearns Companies, Inc. and United States: Securities and Exchange Commission (SEC)
SEC Memo Re Risk Management Reviews of Consolidated Supervised Entities, Lori H. Bettinger, Michelle A. Danis, James Giles, Michael J. Hsu, Kevin D. Silva, Steven M. Spurry, P.C. Venkatesh, and Heather Wong
SEC Risk Management Review of Consolidated Supervised Entities (April 26, 2007), United States: Securities and Exchange Commission: Office of Prudential Supervision and Risk Analysis (OPSRA), Lori H. Bettinger, Michelle A. Danis, James Giles, Michael J. Hsu, Kevin D. Silva, Steven M. Spurry, P.C. Venkatesh, and Heather Wong
Bear Stearns Asset Management Transcript of Conference Call, Ralph R. Cioffi, Ken Mak, Heather Malloy, Shelley Bergman, Matthew Tannin, Joel Dryer, Michael Ezra, Ray McGarrigal, and Scott Hirsch
Office of the Thrift Supervision Department of the Treasury Targeted Review of AIG, James T. Christner
Office of the Thrift Supervision Department of the Treasury Targeted Review of AIG REDACTED, United States: Department of the Treasury: Office of Thrift Supervision
Bear Stearns Email from Matt Tannin to Ralph Cioffi, Matthew Tannin and Phyllis Cioffi
Fannie Mae Minutes of a Board of Directors Meeting, Federal National Mortgage Association (Fannie Mae) and Stephen B. Ashley
Bear Stearns Email from Steven Van Solkema, Steven Van Solkema
Merrill Lynch First Quarter 2007 Earnings Conference Call, Jonathan Blum, Jeff Edwards, Glenn Schorr, Michael L. Mayo, William Tanona, Douglas Sipkin, and Michael Hecht
Moodys Email from Ray McDaniel Regarding Fitch Criticism of Ratings of CPDOs, Raymond McDaniel and Christopher Mahoney
Citigroup Corporate Library Analyst Report, Ric Marshall
Point Pleasant 2007-1 CDO Offering Circular, Goldman Sachs and IXIS Corporate & Investment bank
Fannie Mae Housing Goals Briefing for HUD, Federal National Mortgage Association (Fannie Mae)
OCC Letter from Grace E Dailey to Board of Directors Re Part 30 Notice and Part 30 Compliance Plan Notice of Satisfaction of Safety and Soundness Notice, Grace E. Dailey and Scott N. Waterhouse
Federal Reserve Bank of Richmond Letter from Richard F Westerkamp to G Kennedy Thompson and Joseph Neubauer Re Annual Supervisory Assessment of Wachovia, Richard F. Westerkamp Jr.
Package of Supevisory Assessments for Wachovia, Federal Reserve System: Federal Reserve Bank of Richmond and Wachovia Corporation
Email from Goldman Sachs to Bear Stearns re BSAM Marks from GS as of 03/30/07, Goldman Sachs
Bear Steans Warren Spector e-mail message to Mary Kay Scucci, Warren Spector, Rich Marin, Mary Kay Scucci, and Samuel Klier
Bear Stearns Email from Ralph Cioffi to Gerald Cummins Matthew Tannin and John Geissinger Re equity trades in HGEL, Ralph R. Cioffi, Gerald Cummins, Matthew Tannin, Ardavan Mobasheri, and Peter Hamptian
Bernanke Speech on The Community Reinvestment Act: Its Evolution and New Challenges, Ben S. Bernanke