Financial Crisis Inquiry Commission (FCIC)
Resources from 2007
Countrywide Mozilo email to Sambol and Garcia, Angelo Mozilo, Carlos Garcia, and Dan Tarman
Fannie Mae Mudd ltr to Lockhart, Daniel Mudd
Federated August 2007 General Session Minutes, Deborah Cunningham, Jonathan C. Conley, Robert J. Ostrowski, Richard Donahue, and Joesph Balestrin
Moody's Derivatives Organizational Chart Americas, August 2007, Moody's Investor Service
Goldman Scahs email from David A Lehman to Daniel Sparks Re Margin Call, David A. Lehman, Jay Lee, Shlgeru Akamatsu, and Kelko Kameda
Lehman email to Sparks re Margin Call to AIOI vs GSJCL, David A. Lehman, Jay Lee, Shlgeru Akamatsu, and Kelko Kameda
AIG Transcript of Phone Call between Andrew Forster and John Liebergall, Andrew Forster and Jonathan Liebergall
Citi Email from Christina Pretto to Charles Prince Re NYT Briefing Tracking the Twin Storms, Christina Pretto
Fannie Mae Forecast Meeting, Federal National Mortgage Association (Fannie Mae)
Goldman Sachs Collateral Invoice to AIG Financial Products Group, Do Tom and Goldman Sachs
Goldman Sachs email from Lester Brafman to Davis Lehman Re Collateral calls, Lester Brafman and Ram Sundaram
AIG Email from Davilman to Frost regarding margin call, Andrew Davilman and Alan Frost
Citi Email from David Bushnell to Ellen Duke Re ABX update, David Bushnell and Ellen Duke
Paulson Says Subprime Rout Doesn't Threaten Economy (Bloomberg - Carmichael, Cook), Kevin Carmichael and Peter Cook
Bear Stearns Memorandum from Angelene Tee Re Funding and Liquidity Package, Angelene Tee
Merrill Lynch Finance Committee Meeting Minutes, Charles O. Rossotti, Alberto Cribiore, John Finnegan, Ann N. Reese, Stanley O'Neal, Rosemary T. Berkery, Ahmass Fakahany, Greg Fleming, Jeff Edwards, Christopher B. Hayward, Laurence A. Tosi, Edmond Moriarty, Eric C. Heaton, Peter J. Kelly, and David A. Winecoff
Citigroup 2007 Second Quarter Earnings Call Transcript, Art Tildesley, Charles Prince, Gary Crittenden, Robert Druskin, Glenn Schorr, Guy Moszkowski, Michael L. Mayo, Jason Goldberg, Steve Wharton, Ron Mandel, Dave Hilder, James Mitchell, Meredith Whitney, and John McDonald
IKB Press Release: Preliminary results for the first quarter (1 April 2007 - 30 June 2007), IKB Deutsche Industriebank AG
SIVs - An Oasis of Calm in the Sub-prime Maelstrom (Moody's Special Report), Henry Tabe
Agencies Announce Pilot Project to Improve Supervision of Subprime Mortgage Lenders, Federal Reserve System: Board of Governors
Fannie Mae Board of Directors Management Report, Federal National Mortgage Association (Fannie Mae)
Federal and State Agencies Announce Pilot Project to Improve Supervision of Subprime Mortgage Lenders, Federal Reserve System: Board of Governors, United States: Department of the Treasury: Office of Thrift Supervision, United States: Federal Trade Commission (FTC), Conference of State Bank Supervisors (CSBS), and American Association of Residential Mortgage Regulators (AARMR)
Merrill Lynch Second Quarter 2007 Earnings Conference Call Transcript, Jonathan Blum, Jeff Edwards, Glenn Schorr, William Tanona, Michael L. Mayo, Richard Bove, Prashant Bhatia, Meredith Whitney, and Douglas Sipkin
Bear Stearns Structured Credit Rating Changes- Downgrades and Exposures Analysis, Misha Mintz
Park Granada LLC - Moody's Structured Finance ABCP Program Review, Moody's Investor Service, Wanda Lee, and Letitia Accarrino
Park Sienna LLC - Moody's Structured Finance ABCP Program Review, Wanda Lee and Debashish Chatterjee
Bear Stearns Email Kerr to Dibari re High Grade Enhanced Leverage Q and A, Evan Kerr and William A. Best III
Federal Reserve Bank Wachovia 2007 Risk Assessment, Richard F. Westerkamp Jr., Stan Poszywak, Danny Elder, Nancy Stapp, Ryan Rehorn, Jeremy Carter, Todd Ryan, Jim Gearhart, and Kevin Littler
S&P Various U.S. First-Lien Subprime RMBS Classes Downgraded, Standard & Poor's Financial Services LLC, Susan Barnes, Robert B. Pollsen, Ernestine Warner, Michael Stock, Monica Perelmuter, Martin Kennedy, Rosario Buendia, Thomas G. Gillis, Adam M. Tempkin, and Chris Atkins
AIG Transcript of phone call between Andrew Forster and Alan Frost, Andrew Forster and Alan Frost
S&PCORRECT: 612 U.S. Subprime RMBS Classes Put On Watch Neg; Methodology Revisions Announced, Standard & Poor's Financial Services LLC
Announcement - Moody's Downgrades Subprime First-Lien RMBS (Moody's Investors Service), Moody's Investor Service
Eisman and Warrack Standard & Poor's Structured Finance Teleconference Transcript, Chris Atkins, David Wyss, Susan Barnes, and Pat Jordan
Citigroup chief stay bullish on buyouts (The Financial Times), Michiyo Nakamoto and David Wighton
SEC Risk Management Review of Consolidated Supervised Entities (July 5, 2007), United States: Securities and Exchange Commission: Office of Prudential Supervision and Risk Analysis (OPSRA)
Abacus 2007-AC1 CDO Term Sheet, Goldman Sachs
Ash and Friedman Email re Margin Call with AIG Financial Products, Nicolas B. Friedman and Ilana Ash
Brafman Email to Lehman re Collateral Calls, Lester Brafman and Ram Sundaram
Countrywide McMurray Email to Greg Hendry re Disclosures of Credit Risk Management Policies, John McMurray and Greg Hendry
Merrill Lynch ABS CDO Update Presentation, Bank of America Corporation/ Bank of America Merrill Lynch and Dale Lattanzio
Moody's 2007 Strategic Plan - Ray McDaniel, Raymond McDaniel
Moodys Email from Nicolas Weill to Raymond McDaniel and Brian Clarkson re 2005 Closed End Seconds, Raymond McDaniel, Nicholas Weill, and Brian Clarkson
U.S. Subprime Rating Surveillance Update (Glenn Costello, Fitch Ratings), Glenn Costello
Moody's Investors Service ABCP Program Index- CP Outstanding as of 06-30-2007, Moody's Investor Service
Rhineland Funding Capital Corporation - Moody's Performance Overview, Moody's Investor Service
IKB Restated 2006-2007 Annual Report, G¼nther Br¤unig
Federated Investor Internal Memo Re: Counterparty Risk Committee, Federated Investors: Counterparty Risk Committee
IKB 2006-2007 Annual Report, J¼rgen R. Thumann, Stefan Ortseifen, and Ulrich Hartmann
Testimony of Berenbaum Before the Senate, Ending Mortgage Abuse: Safeguarding Homebuyers, David Berenbaum
Bear Stearns Email from Tom Marano to Warren Spector re HG B/S, Tom Marano and Rich Marin
Fannie Mae Housing Goals Forecast, Federal National Mortgage Association (Fannie Mae)
Bear Stearns Email from Lisa Kwasnowski Re Funding and Liquidity Package May 2007, Lisa Kwasnowski
Federated Email from Bill Jamison Re Bear Stearns Update June 2007, Bill Jamison
Bear Stearns Email from Paul Friedman to Ralph Cioffi Rich Marin Greg Quental and Richie Metrick Re Old Lane, Paul Friedman
Bear Stearns Memo from Bob Upton and John Stacconi to Sam Molinaro Re Liquidity Pool Theory and Sizing, Robert Upton and John Stacconi
SEC Follow Up Exhibits Part B, United States: Securities and Exchange Commission (SEC)
FRB Letter from Barger and Snyder and Van Der Weide and Climent to Board of Governors Re Capital Treatment of Citigroups Margin Loan Portfolio, Jennifer J. Johnson, Norah Barger, Juan C. Cilment, April Snyder, and Mark Van Der Weide
Office of Thrift Supervison Holding Company Report Of Examination of AIG, C.K. Lee and United States: Department of the Treasury: Office of Thrift Supervision
Did Greenspan Add to Subprime Woes, GREG IP
Citigroup Letter from David C Bushnell and Michael S Helfer to John Ruocco Re FRBNY 2006 Summary of Supervisory Activity and Findings for Citigroup Inc, David Bushnell and Michael S. Helfer
Bear Stearns Gregory Quental letter, Greg Quental and Sandra Hong
Bear Stearns Email from Greg Quental to Andrew Donnellan et al, Frederick Shaw, Andrew Donnellan, and Greg Quental
Bear Stearns Asset Management Pricing Committee Minutes 6-5-2007, Gerry Cummins, Jim D'Sidocky, Frank Galdi, John Geissinger, Mary Kay Scucci, Greg Quental, Sam Turvey, Larry Godin, Andrew Donnellan, Ray McGarrigal, Guri Virdi, and Charles Goff
OCC Supervisory Letter to Bank of America, Timothy W. Greenway
Bear Stearns Asset Management Pricing Committee Minutes 6-4-2007, Gerry Cummins, Jim D'Sidocky, Frank Galdi, John Geissinger, Mary Kay Scucci, Sam Turvey, Ralph R. Cioffi, Guri Virdi, and Charles Goff
Bear Stearns Cioffi Email re 4/30 Returns, Ralph R. Cioffi, Robert Ervin, and John Geissinger
Citi Presentation to the SEC Regarding Overall Business and Subprime Exposure, Citigroup, Inc.
Fannie Mae Notes to Single Family Conventional Book Characteristics Report, Federal National Mortgage Association (Fannie Mae)
GAO - Federal Housing Administration - Decline in the Agency's Market Share Was Associated with Product and Process Developments of Other Mortgage Market Participants, Brian D. Montgomery and United States: Government Accountability Office (GAO)
First Quarter 2007 US CDO Review - Climbing the Wall of Subprime Worry (copy), Richard Michalek, Suzanna Sava, and Karie Chen
Ridgeway II Comparison of CSAC Marks vs ABX Marks on RMBS Collateral in Ridgeway II Portflolio, Ridgeway Court Funding II, Ltd
SEC Risk Management Review of Consolidated Supervised Entities (May 31, 2007), United States: Securities and Exchange Commission: Office of Prudential Supervision and Risk Analysis (OPSRA)
Bear Stearns Asset Management Pricing Committee Minutes 5-29-2007, Gerry Cummins, Jim D'Sidocky, John Geissinger, Sam Turvey, Greg Quental, Andrew Donnellan, Guri Virdi, Charles Goff, and Mary Kay Scucci
Email from Goldman Sachs to Bear Stearns re BSAM Marks from GS as of 04/30/07, Goldman Sachs
AIG Credit Risk Committee Meeting Minutes, AIG: Credit Risk Committee
Fannie Mae Minutes of a Board of Directors Meeting, Federal National Mortgage Association (Fannie Mae)
Email from Bear Stearns Asset Management Hedge Fund Product Management re High-Grade Structured Credit Strategies and HGSCS Enhanced Leverage Funds, Ken Mak and Heather Malloy
Bear Stearns Email from Ralph Cioffi Bear Stearns to Matt Tannin, Matthew Tannin, Ralph R. Cioffi, and Ray McGarrigal
Goldman Sachs internal email from Broderick re CDOs-Mortgages, Craig Broderick, David Wildermuth, and Amy Sedita
Bear Stearns Email from Robert Ervin, Robert Ervin
Everquest Financial Ltd. Form S-1, Everquest Financial LTD.
Fannie Mae Housing Goals Audit Team Briefing, Federal National Mortgage Association (Fannie Mae)
OCC Supervisory Letter from Scott Waterhouse to Leat and Watson Re EMEA Structured Credit Derivatives Examination, Scott N. Waterhouse
Freddie Mac Proxy Statement 5-7-2007, Richard F. Syron, Robert E. Bostrom, and Federal Home Loan Mortgage Corporation (Freddie Mac)
Surana email Yoshizawa re 2007 CDO Market Share, Sunil Surana
Draft -Fannie Mae Purchase of AA and A-Rated Sub Prime Private Label Securities - New Business Initiative presented to Credit Risk and Market Risk Committees, Federal National Mortgage Association (Fannie Mae)
FRB Memo from Phyllis L Harwell to Citigroup File Re Citigroup Layoffs, Phyllis L. Harwell
Bear Stearns Asset Management Email from Iris Semic, Iris Semic
Bear Stearns Asset Management Emails re BSAM Marks, Shahram Mahini, Manon Laroche, Ted Counihan, Dhruv Mohindra, Robert Ervin, and Ralph R. Cioffi
Bear Stearns Email re BSAM Marks from Goldam Sachs, Robert Ervin
Bear Stearns Emails from Cioffi re ABACUS marks, Joanmarie Pusateri, Ralph R. Cioffi, and Robert Ervin
Email from Goldman Sachs to Bear Stearns re BSAM Marks from GS as of 04/30/07, Goldman Sachs
Glacier Funding V CDO Pitchbook, Merrill Lynch International
Glacier Funding V CDO Term Sheet, Merrill Lynch International
Merrill Lynch 2007 Proxy Statement, Stan O'Neal and Bank of America Corporation/ Bank of America Merrill Lynch
SEC Bear Stearns High Grade Risk Analysis, Bear Stearns Companies, Inc. and United States: Securities and Exchange Commission (SEC)
SEC Memo Re Risk Management Reviews of Consolidated Supervised Entities, Lori H. Bettinger, Michelle A. Danis, James Giles, Michael J. Hsu, Kevin D. Silva, Steven M. Spurry, P.C. Venkatesh, and Heather Wong
SEC Risk Management Review of Consolidated Supervised Entities (April 26, 2007), United States: Securities and Exchange Commission: Office of Prudential Supervision and Risk Analysis (OPSRA), Lori H. Bettinger, Michelle A. Danis, James Giles, Michael J. Hsu, Kevin D. Silva, Steven M. Spurry, P.C. Venkatesh, and Heather Wong
Bear Stearns Asset Management Transcript of Conference Call, Ralph R. Cioffi, Ken Mak, Heather Malloy, Shelley Bergman, Matthew Tannin, Joel Dryer, Michael Ezra, Ray McGarrigal, and Scott Hirsch
Office of the Thrift Supervision Department of the Treasury Targeted Review of AIG, James T. Christner