This series contains documents within the YPFS Resource Library. Audio and video resources are also available.
Documents from 2005
Countrywide Mozillo Email to Sambol, Angelo Mozilo, David Kovnesky, Moe Muscatel, and Jeff Yoshida
Countrywide Mozilo Email to Tarman cc Bielanski re Today's American Banker: Pay Options, Angelo Mozilo and Dan Tarman
Fannie Mae CEO Report Dan Mudd, Daniel Mudd
Nomura Report from Boca Raton- Coverage of Selected Sessions of ABS East 2005, Nomura Holdings and David P. Jacob
Options Group 2005 Global Financial Market Overview & Compensation Report, Options Group
Financial Sector Program (Loan 1601-KOR) and Institutional Strengthening of the Financial Sector Project (Loan 1602-KOR) to the Republic of Korea, Organisation for Economic Co-Operation and Development (OECD)
Danaharta Final Report, Pengurusan Danaharta Nasional Berhad
FRB Transcript of the Consumer Advisory Council Meeting, Mark Pinsky, Lorie R. Swanson, Stella Adams, Dennis L. Algiere, Faith L. Anderson, Susan Bredehoft, Shiela Canavan, Carolyn Carter, Michael Cook, Donald S. Currie, Anne Diedrick, Dan Dixon, Hattie Dorsey, Kurt Eggert, James Garner, Deborah Hickok, James W. King, Elsie Meeks, Bruce B. Morgan, Benjamin Robinson III, Mary Jane Seebach, Lisa Sodeika, Paul J. Springman, Forrest F. Stanley, Diane Thompson, Anselmo Villarreal, Clint Walker, Kelly K. Walsh, Marva E. Williams, Sandra F. Braunstein, Edward M. Gramlich, Susan Bies, and Ben S. Bernanke
FRB Consumer Advisory Council Meeting Transcript FCIC, Mark Pinsky, Lorie R. Swanson, Stella Adams, Dennis L. Algiere, Faith L. Anderson, Susan Bredehoft, Shiela Canavan, Carolyn Carter, Michael Cook, Donald S. Currie, Anne Diedrick, Hattie Dorsey, Dan Dixon, Kurt Eggert, James Garner, Chuck Gatson, James W. King, Elsie Meeks, Bruce B. Morgan, Mary Jane Seebach, Lisa Sodeika, Paul J. Springman, Forrest F. Stanley, Diane Thompson, Anselmo Villarreal, Clint Walker, Kelly K. Walsh, Marva E. Williams, Sandra F. Braunstein, Roger W. Ferguson Jr, Susan Bies, and Mark Olson
CDO Investors Debate Morality of Spread Environment (ASR), Allison Pyburn
CDO machine? Managers, mortgage companies, happy to keep fuel coming, Allison Pyburn
Reilly Moving the Market, David Reilly
The Politics and Economics of Indonesia's Natural Resources, Budy P. Resosudarmo
SEC Information memorandum from Lori Richards, Mary Ann Gadziala, and Office of Compliance Inspections and Examinations Re CSE Examination of Bear Stearns and Co Inc, Lori Richards and Mary Ann Gadziala
A Practical Guide to an Effective National AMC, Thomas Rose
Bank Restructuring and Financial Institution Reform in Indonesia, Yuri Sato
Broderick 1 CDO Pitchbook, Seneca Capital Management LLC
FRB Minutes of CDO-ABS Warehouse Business Product Control and Market Risk Meeting, Patrick Shannon, Murray Barnes, Richard Coppola, Om Arya, Roseanne Farley, and Laura Braverman
AIG Memo from William Shirley to Kevin McGinn regarding Credit Risk Committee and Broderick CDO, William Shirley
AIG Memo from William Shirley to Kevin McGinn regarding Credit Risk Committee Request, William Shirley
AIG Memo from William Shirley to Kevin McGinn regarding Goldman Sachs, William Shirley
AIG Memo from William Shirley to Kevin McGinn regarding SocGen, William Shirley
Moodys Email from Jay Siegel Regarding Rating Feedback Discussion, Jay Siegel and Michael B. Kanef
Moodys Email from Jay Siegel Regarding Second Liens IOs, Jay Siegel and Marjan Riggi
OCC Memorandum from Daniel Staehle to Ronald Frake Re North America Credit Trading and North America Global Structured Credit Derivatives Examination, Daniel C. Staehle
Kleros Preferred Funding CDO Pitchbook, Strategos Capital Management, LLC
CDIC: 20 Years in Retrospect, Taiwan: Central Deposit Insurance Corporation
Statute for the Establishment and Management of the Executive Yuan's Financial Restructuring Fund, Taiwan: Executive Yuan
The Japanese Economy and the Way Forward, Rameshwar Tandon
Risk Management Principles and Reports, Thai Asset Management Company
TAMC History, Thai Asset Management Company
TAMC Manual, Thai Asset Management Company
After the Fall (The Economist), The Economist
Moody's Revisits its Assumptions Regarding Structured Finance Default (and Asset) Correlations for CDOs, Olivier Toutain, David Rosa, Yvonne Fu, Paul Mazataud, Guillaume Jolivet, Laurent Lassalvy, Julien Sieler, Gareth Levington, Gary Witt, and Yuri Yoshizawa
Structure of the Canadian Housing Market and Finance System, Virginie Traclet
Florida Department of Law Enforcement Mortgage Fraud Assessment, Guy M. Tunnell
UBS Financial Report 2005, Union Bank of Switzerland (UBS)
HUD - Recent House Price Trends and Homeownership Affordability, United States: Department of Housing and Urban Development: Office of Policy Development and Research (PD&R), David T. Rodda, and Jack Goodman
The External Effects of the Federal Bureau of Investigation's Reprioritization Efforts, United States: Department of Justice: Office of the Inspector General Audit Division
Federal Register- Interagency Guidance on Nontraditional Mortgage Products, United States: Department of the Treasury: Office of the Comptroller of the Currency (OCC), Federal Reserve System: Board of Governors, United States: Federal Deposit Insurance Corporation (FDIC), United States: Department of the Treasury: Office of Thrift Supervision, and United States: National Credit Union Administration (NCUA)
Credit Risk Management Guidance for Home Equity Lending, United States: Department of the Treasury: Office of the Comptroller of the Currency (OCC), United States: Federal Deposit Insurance Corporation (FDIC), Federal Reserve System: Board of Governors, United States: National Credit Union Administration (NCUA), and United States: Department of the Treasury: Office of Thrift Supervision
INTERAGENCY GUIDANCE ON THE ELIGIBILITY OF ASSET-BACKED COMMERCIAL PAPER LIQUIDITY FACILITIES AND THE RESULTING RISK- BASED CAPITAL TREATMENT, United States: Department of the Treasury: Office of Thrift Supervision, Federal Reserve System: Board of Governors, United States: Federal Deposit Insurance Corporation (FDIC), and United States: Department of the Treasury: Office of the Comptroller of the Currency (OCC)
Memorandum of Understanding Between the OTS and the Commission Bancaire, United States: Department of the Treasury: Office of Thrift Supervision and France/The French State: Commission Bancaire
FRB Operations Review Report Federal Reserve Bank of New York Banking Supervision Group, United States: Federal Reserve System: Operation Review Team
AIG 2005 Compensation Information, United States: Financial Crisis Inquiry Commission (FCIC)
Blizzard ASF (ASR), United States: Financial Crisis Inquiry Commission (FCIC)
OFHEO Fannie Mae Report of Annual Examination, 2005, United States: Office of Federal Housing Enterprise Oversight (OFHEO)
OFHEO Freddie Mac Report of Annual Examination, 2005, United States: Office of Federal Housing Enterprise Oversight (OFHEO)
OFHEO Report of Examination- Freddie Mac, United States: Office of Federal Housing Enterprise Oversight (OFHEO)
SEC Risk Management Review of Consolidated Supervised Entities (December 5, 2005), United States: Securities and Exchange Commission: Office of Prudential Supervision and Risk Analysis (OPSRA)
American International Group (AIG) 8-K, United States: Securities and Exchange Commission (SEC)
Tenth Judicial Circuit in and for Polk County Florida, State of Florida vs. Scott Almeida, United States: State of Florida: District Court: Tenth Judicial Circuit Court of Florida: Polk County
Fort Sheridan CDO Pitchbook, Vanderbilt Capital Advisors LLC
Huntington CDO Pitchbook, Western Asset Management Company
G Street Finance CDO Pitchbook of a Static High Grade Structured Product, Wharton Asset Management
FRB Draft Close-out report on Large Complex Banking Supervision, Lisa White, Michael Carroll, Cathie Bourke, and Ray Bacon
OCC Report of Examination of Wachovia Bank, David Wilson and Delora Ng Jee
Implementation Completion Report on a credit in the amount of SDR 24M (US$ 32M equivalent) to Mongolia for a financial sector adjustment credit, World Bank/World Bank Group
Implementation Completion Report on a Loan in the Amount of US$100 Million to Colombia (33764-CO), World Bank/World Bank Group
Moody's Modeling Approach to Rating Structured Finance Cash Flow CDO Transactions, Michael Xie and Gary Witt
Fannie Mae Presentation- Housing Goals and Minority Lending, Barry Zigas and Federal National Mortgage Association (Fannie Mae)
Documents from 2004
ACA ABS 2004-1 CDO Pitchbook, ACA Management Group, LLC
Bank Indonesia to take over IBRA's blanket guarantee for banks - minister., AFX Asia
Apgar and Fishbein, Changing Industrial Organization, William C. Apgar and Allen J. Fishbein
FRB Letter from Division of Banking Supervision and Regulation and Legal Division to Jennifer J Johnson Re Issuance of Consent Order Under Delegated Authority, Richard M. Ashton
Resolution 3,251, from the National Monetary Council – CMN, Dated December 16, 2004, Banco Central do Brasil/Central Bank of Brazil: National Monetary Council
International Convergence of Capital Measurement and Capital Standards, Bank for International Settlements (BIS)
Bank of Canada Lender-of-Last-Resort Policies, Bank of Canada/Central Bank of Canada/La Banque du Canada
The Banking Act, Bank of Jamaica
The Financial Institutions Act, Bank of Jamaica
Supervision Report 2004, Bank of Thailand
Speech by Govenor Bernanke on the Great Moderation, Ben S. Bernanke
Dealing with Financial Fragility in Transition Economies, John Bonin and Paul Wachtel
FRB Transcipt of the Consumer Advisory Council Meeting, Agnes Bundy Scanlan, Mark Pinsky, Dennis L. Algiere, Janie Barrera, Kenneth P. Bordelon, Susan Bredehoft, Shiela Canavan, Robin Coffey, Anne Diedrick, Dan Dixon, Hattie Dorsey, Thomas P. FitzGibbon, Charles R. Gatson, James W. King, Ruhi Maker, Patricia McCoy, Elsie Meeks, Bruce B. Morgan, Debra S. Reyes, Benson Roberts, Benjamin Robinson III, Mary Jane Seebach, Paul J. Springman, Forrest F. Stanley, Lorie R. Swanson, Diane Thompson, Hubert Van Tol, Clint Walker, Dolores S. Smith, Edward M. Gramlich, Ben S. Bernanke, and Susan Bies
TRANSCRIPT OF THE CONSUMER ADVISORY COUNCIL MEETING THURSDAY, OCTOBER 28, 2004, Agnes Bundy Scanlan, Mark Pinsky, Dennis L. Algiere, Kenneth P. Bordelon, Shiela Canavan, Robin Coffey, Anne Diedrick, Dan Dixon, Hattie Dorsey, Thomas P. FitzGibbon, James Garner, Charles R. Gatson, Larry Hawkins, Ruhi Maker, James W.King, Patricia McCoy, Elsie Meeks, Bruce B. Morgan, Debra S. Reyes, Benson Roberts, Benjamin Robinson III, Paul J. Springman, Forrest F. Stanley, Lorie R. Swanson, Diane Thompson, Clint Walker, Hubert Van Tol, Sandra F. Braunstein, Roger W. Ferguson Jr, Susan Bies, and Ben S. Bernanke
FRB Transcript of the Consumer Advisory Council Meeting, Agnes Bundy Scanlan, Mark Pinsky, Janie Barrera, Kenneth P. Bordelon, Shiela Canavan, Robin Coffey, Anne Diedrick, Dan Dixon, Hattie Dorsey, Thomas P. FitzGibbon, James Garner, Charles R. Gatson, Larry Hawkins, James W. King, Ruhi Maker, Elsie Meeks, Bruce B. Morgan, Debra S. Reyes, Benson Roberts, Benjamin Robinson III, Mary Jane Seebach, Paul J. Springman, Forrest F. Stanley, Lorie R. Swanson, Diane Thompson, Hubert Van Tol, Clint Walker, Sandra F. Braunstein, Roger W. Ferguson Jr, Edward M. Gramlich, and Susan Bies
President's Bush Remarks to the National Association of Home Builders, George W. Bush
A Taxonomy of Financial Crisis Resolution Mechanisms: Cross-Country Experience, Charles W. Calomiris, Daniela Klingebiel, and Luc Laeven
Causes of bank suspensions in the panic of 1893, Mark Carlson
Public asset management companies in East Asia, Ben S. C. Fung, Jason George, Stefan Hohl, and Guonan Ma
Public asset management companies in East Asia: A Comparative Study, Ben S. C. Fung, Jason George, Stefan Hohl, and Guonan Ma
Rapport Annuel du Comitè de la Règlementation Bancaire et Financière 2002-2003-2004, Comitè de la Règlementation Bancaire et Financière
Countrywide Loan Program Guide- Non-Conforming COFI, MTA, or LIBOR, Countrywide Financial Corporation
Banking in Sub-Saharan Africa, Roland Daumont, Fran§oise Le Gall, and Fran§ois Leroux
Independence V CDO Pitchbook, Declaration Management & Research LLC
Ecuador Risk: Financial risk, Economist Intelligence Unit (EIU)
E trade III CDO Pitchbook, E*Trade Global Asset Management, Inc
European Master Agreement - General Provisions, European Association of Cooperative Banks, European Savings Banks Group, and Banking Federation of the European Union
Community Guidelines on State Aid for Rescuing and Restructuring Firms in Difficulty, European Union: European Commission
Community Guidelines on State Aid for Rescuing and Restructuring Firms in Difficulty, European Union: European Commission
Discussion of HUD's Proposed Housing Goals, Federal National Mortgage Association (Fannie Mae)
Fannie Mae Presentation to HUD- HUD's Proposed Housing Goals, Federal National Mortgage Association (Fannie Mae)
Federal Reserve Board Issues an Order to Cease and Desist and Order of Assessment of Civil Money Penalty against Citigroup Inc., Federal Reserve System: Board of Governors
In the Matter of Citigroup Inc and CitiFinancial Credit Company Order to Cease and Desist and Order of Assessment of a Civil Money Penalty Issued Upon Consent, Federal Reserve System: Board of Governors
NASD Fines Piper Jaffray $2.4 Million for IPO Spinning, Financial Industry Regulatory Authority, Inc. (FINRA): National Association of Securities Dealers, Inc. (NASD)
Transmittal to Citibank of OCC Findings on Derivatives Examination from Frake to Tremain, Ronald Frake
Fussing and Fuming Over Fannie and Freddie: How Much Smoke, How Much Fire?, W. Scott Frame and Lawrence J. White
Regulating Housing GSEs: Thoughts on Institutional Structure and Authorities, W. Scott Frame and Lawrence J. White
Indonesia's Banking Crisis: A New Perspective on $50 Billion of Losses, Olivier Frècaut
FBI warns of mortgage fraud 'epidemic' (CNN), Terry Frieden